Boat

Get the Boat Protection You Require!
Serving Buffalo & North Tonawanda, NY

At Palumbo Insurance Agency, Inc, we strive to protect the investment you have made in your boat at a price that is affordable. We understand that you have worked hard to earn this relaxing vessel and there is no reason you should not get complete enjoyment out of it. 

So start unwinding on the water in Western New York, and stop worrying about high insurance costs or what might happen to your boat if it is damaged for any reason. In most cases, our boat coverage will protect your interests and leave you paying a fair price for any work it may need. This specialized service will address any weather damage, general damage to the hull, sails or machinery, fuel spill liability and more. 

If you’re interested in getting boat insurance with us we ask that you call our friendly team soon!
boat out on the water at sunset

🛥️ Comprehensive Boat Insurance Coverage

At Palumbo Insurance Agency, Inc., we understand the importance of protecting your boating investment. Our boat insurance policies are designed to provide comprehensive coverage tailored to your needs. Whether you own a fishing boat, sailboat, or personal watercraft, our policies can include:


  • Liability Coverage: Protects you if you're responsible for injuries or damages to others.
  • Collision Coverage: Covers damages to your boat from accidents with other vessels or objects.
  • Comprehensive Coverage: Safeguards against non-collision incidents like theft, vandalism, or weather-related damages.
  • Uninsured/Underinsured Boater Coverage: Provides protection if you're involved in an accident with an uninsured boater.
  • Medical Payments Coverage: Helps pay for medical expenses for you and your passengers after an accident.


Our goal is to offer peace of mind so you can enjoy the waters of Western New York without worry.


🌊 Specialized Coverage Options

Beyond standard policies, we offer additional protections to ensure comprehensive coverage:

  • Fuel Spill Liability: Covers costs associated with accidental fuel spills.
  • Wreck Removal: Assists with the removal of your boat if it's damaged or sunk.
  • Personal Property Coverage: Protects personal items on your boat, such as fishing gear or electronics.
  • Emergency Assistance: Provides towing and other emergency services while on the water.

These options can be customized based on your boating habits and the specific risks associated with your vessel.



📍 Serving Western New York Boaters

With over 60 years of experience, Palumbo Insurance Agency is proud to serve the boating community in Buffalo, North Tonawanda, Amherst, and the surrounding areas. Our deep understanding of local waterways and regulations allows us to provide policies that are both comprehensive and compliant with regional requirements

📞 Contact Us for a Personalized Quote

Ready to protect your boat with a policy tailored to your needs? Contact our experienced agents today:

Protection Offered

  • Weather Damage
  • Hull, Sail, Machinery Damage
  • Fuel Spill Liability
  • And More